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Pension liberation : ウィキペディア英語版 | Pension liberation In the United Kingdom, Pension liberation is a term used by confidence tricksters that purports to allow individuals to access the funds within pension before the age of 55 when permission has not been provided by HM Revenue and Customs (HMRC). ==Background== Except in rare circumstances, such as terminal illness, pensions can only be legally accessed from the age of 55, and most opportunities to do so earlier are scams. Scammers use confusion with pension release to convince the unsuspecting that there is a legal loophole that allows them to access the money, but the High Court ruled in May 2014 that no such loophole exists.〔((Regulator shuts down £134m pension 'liberation' schemes) )〕 "Liberated" money is typically placed into overseas funds, which are high risk with little to no regulation. Pension liberation carries large costs. HMRC imposes a 55% tax charge on any money released, and the scheme could have very high fees in excess of 20%. HMRC also charges a further 55% tax on the scheme's fee. The table below gives an example breakdown of the tax and fees, demonstrating how little the pension holder receives:
抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)』 ■ウィキペディアで「Pension liberation」の詳細全文を読む
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